AMD, foreign currency
1,000,000 AMD or its equivalent in foreign currency
Duration of credit
up to 180 months
AMD: 14-16 %, foreign currency: 11-14%
40,000,000 AMD or its equivalent in foreign currency
Terms and conditions
To obtain a credit
Real estate purchase mortgage loans are provided to resident individuals who are 18 years or older at the time of undertaking and who will not enter pension age during the term of the loan.
The loan amount is disbursed non-cash - in AMD and foreign currency,
Duration of credit: up to 180 months, no minimum duration,
Minimum amount of credit: 1,000,000 AMD or equal amount in foreign currency,
Maximum amount: 40,000,000 AMD or equal amount in foreign currency,
Annual interest rate: AMD: 14-16%, foreign currency: 11-14%,
Loan repayments are specified to be monthly equal installments or equal installments of the loan principal, envisaging for each month repayment of loan interest amounts and partial loan amount;
Interest accrues on the actual (decreasing) principal of the loan,
The minimum prepayment is defined by at least 30% of the purchased property,
Surety: purchased real estate, other real estate if necessary, movable estate, precious metals, money, guaranties, etc.
The correlation loan/collateral shall not exceed 70%.
Apartments in new buildings